Funding That Keeps Your Business Moving
From cash flow to commercial property, we find business finance built around how you actually operate.
What We Finance
Built for Business Owners
Non-standard incomes shouldn't mean getting rejected. We understand how business operators actually run their numbers. We compare options across our panel to match you with lenders who offer flexible low-doc options based on BAS returns or bank statement audits, instead of demanding years of full tax files.
Business & Commercial FAQs
Yes. While major banks typically look for 2+ years of trading history, we work with specialized non-bank commercial lenders who can approve startup capital based on cash flow projections or guarantor assets.
Low-Doc (low documentation) lending is structured for self-employed operators. Instead of providing full company tax returns, you verify your income using alternative files like BAS statements, business bank statements, or an accountant declaration letter.
Generally commercial property interest rates are slightly higher than residential rates because commercial markets carry a higher risk profile. Commercial loans also feature shorter terms (typically 15-20 years) and higher deposit requirements.
Borrowing capacity is calculated based on your net business profits, existing liability commitments, and the loan-to-value ratio (LVR) of any property or invoice assets pledged as collateral security.
Let's fund your next move
Speak with commercial lending specialists to map out your business funding options.
Book a Free Consultation