Finance Advice That's Genuinely on Your Side
We are independent mortgage brokers and credit policy specialists. Unlike bank employees, we represent you, comparing 70+ lenders to match your structure with the best market options.
Meet Our Lending Specialists
Select a filter below to locate the expert best suited for your lending goals.
Ritesh Soni
Founder & Principal Broker11+ years of credit expertise helping clients match their mortgage structures to maximize wealth and cash flow.
Kurush
Credit Specialist & BrokerEx-bank credit assessor specializing in unique lender policy matching and fast-tracking complex applications.
Jasmeen Ahluwalia
Mortgage Specialist5+ years helping clients navigate first home purchases, low-deposit strategies, and rate refinancing with patience and care.
Lovejot Singh
Mortgage Specialist6+ years mapping out residential mortgage strategies, vehicle financing, and small business asset finance structures.
Why Working With Us Feels Different
True Independence
We represent you, not the lenders. With 70+ lenders on our panel, we side-by-side compare options to locate your genuine fit, without bank convenience bias.
Senior Broker Access
No juniors. When you consult with Urban Loans, you work directly with a principal broker who understands complex structures, tax considerations, and policy details.
Ongoing Rate Reviews
Our job doesn't end at settlement. We automatically review your loan rate every single year to keep your structures and rates sharp as market metrics shift.